Using Cigna Insurance for Therapy: Your Guide to Mental Health Coverage and Support

Do you know that going to therapy is normal? That is right!

Going to therapy is normal! In fact, therapy has helped many people worldwide, but despite its popularity, many myths and misconceptions still surround it. Unfortunately, these misunderstandings can stop people from seeking help or make therapy seem more intimidating than it really is. Let us take a closer look at some of the myths below.

Therapy Is Only for People with Serious Mental Illness:

Fact: Therapy is for anyone and everyone who wants support with life’s challenges. Life is a roller coaster and full of normal ups and downs! You don’t have to have a big diagnosis or be “broken” to benefit. Actually, people go to therapy for general stress, relationship struggles, grief, career confusion, personal growth, and performance enhancement. Some people even go just to have someone to talk to outside of friends and family! Most everybody can receive benefits from going to counseling! 

Therapists Just Listen and Give Advice:

Fact: While therapists do listen, their role is much deeper. They help you explore your thoughts and feelings, identify patterns, heal trauma, talk about parts, and develop new coping skills. Most of the time, therapy is a collaborative process and not just advice-giving. You are the expert on yourself, and the therapist is there to help you learn that! 

Only Weak People Need Therapy:

Fact: Seeking therapy is actually a sign of strength. It shows self-awareness, courage, and a commitment to your well-being. It takes bravery to face your challenges head-on! It takes courage and vulnerability to show up to better yourself and your life, so everyone in therapy is a warrior! 

Therapy Is Expensive and Not Accessible:

Fact: While cost can be a barrier, many insurance plans cover therapy. There are also affordable options like sliding scale fees, community clinics, online therapy, and employee assistance programs. In fact, at Mountain Vista Psychology, we panel with a variety of insurances, including Cigna.  Mental health is just as important as physical health, and accessing quality care shouldn’t be a barrier. If you are considering therapy and have Cigna insurance, it is essential to understand your coverage options, costs, and how to make the most of your benefits! 

Cigna Insurance 

Cigna covers a wide range of mental health services designed to support individuals at various stages of care. These typically include individual therapy, couples or family counseling, group therapy, psychiatric evaluations, and medication management. For those needing more intensive support, Cigna may also cover services such as Intensive Outpatient Programs (IOP), Partial Hospitalization Programs (PHP), and residential treatment in some cases. Many Cigna plans also offer access to virtual therapy. 

How to Make the Most of Cigna for Mental Health?

Check Your Summary of Benefits:

Log in to the Cigna portal or call member services to confirm copays, session limits, referral needs, and prior authorization rules.

Use In-Network Providers:

Filter the Optum network via the Cigna site or app for telehealth or local therapists. Your costs will be lower, and claims will be handled automatically. We are an in-network provider here at Mountain Vista Psychology! 

Understand Your Plan Type:

Keep an eye on session counts and submit prior authorization requests before your limit is reached! Accessing mental health care is a crucial step toward overall well-being, and understanding your insurance coverage is key to making that process smoother. Please call Mountain Vista Psychology with any questions, and we will do our best to help you! 

It Is Time to Break Down the Stigma and Myths! Start Cigna Therapy Coverage in Littleton, Greenwood Village, And Englewood, CO

If you or a loved one has Cigna and would like mental health services, reach out to Mountain Vista Psychology today to get started on your journey of self-love! You can start your therapy journey with a caring therapist by following these simple steps:

• Contact us today to schedule a consultation
• Meet with a trained therapist
• Take the first step toward greater clarity

Explore Other Services With Mountain Vista Psychology

Our Colorado counseling clinics are happy to offer a variety of services to support your mental health. Our team is happy to offer a variety of mental health services including ADHD testing and ADHD therapy for children, teens, and adults. Other services offered via in-person and online counseling include child counseling, teen counseling, adult counseling, family therapy, grief counseling, and therapeutic yoga. Additionally, we provide neurofeedback therapy, including targeted neurofeedback for ADHD, autism, anxiety, concussion/TBI recovery, and sports or performance enhancement. We also conduct evaluations for learning disabilities and Autism. Read through the Mountain Vista blog for helpful information and insights!